Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.